Share access to bank and fintech codes—without sharing one phone
Use a dedicated, non-VoIP, real-SIM US number for bank, fintech, and back-office accounts so verification codes land in a shared inbox. JoltSMS helps finance and operations teams meet audit requirements and control who can change billing settings without relying on one person's device.
- Share access to bank and fintech verification codes
- Keep an audit-friendly history of SMS messages
- Control who can change numbers, billing, and notification rules
- Route codes to Slack/Email/Webhooks for finance & ops
A shared inbox for bank, fintech, and back-office verification SMS.
Critical money-moving accounts tied to one personal phone
Bank, fintech, payroll, card, and back-office tools often hinge on SMS verification. When those codes go to a single personal phone—or a fragile VoIP app—access, controls, and audits all become much harder.
| Problem | What it looks like for finance & back office |
|---|---|
| One-person phone lock-in | Bank, card, payroll, and finance tools all tied to a CFO or founder's phone. |
| Access gaps | If that person is away, nobody can complete security checks or updates. |
| VoIP limitations | Cheap "second number" apps are rejected or just stop receiving codes. |
| Weak audit trail | Codes live in SMS threads and screenshots, not in a central system. |
| Governance risk | No clear control over who can change billing details or numbers. |
Company-owned verification, with clear access and controls
JoltSMS moves verification codes for financial and back-office systems into a company-owned, auditable environment using dedicated non-VoIP numbers, a shared inbox, and role-based access.
- Real-SIM, non-VoIP US numbers that behave like normal mobile lines
- Long-term rentals so re-verification and security checks still work
- Shared inbox for finance, ops, and leadership to see the same codes
- Notifications to Slack/Email/Webhooks for the right teams and approvers
- Team Access roles so only specific people can manage billing and numbers
Label numbers by purpose—'Banking', 'Cards & Spend', 'Payroll', 'Fintech Tools'.
Common ways finance and ops teams use JoltSMS
Bank and treasury accounts
Primary business bank logins, treasury accounts, wires. Multiple finance leaders need to see verification codes for high-risk actions.
Fintech and spend management
Corporate cards, spend tools, and virtual card platforms. Codes for new cards, limits, and policy changes go to a shared JoltSMS number.
Payroll and HR systems
Payroll, benefits, and HR tools requiring SMS verification. Ops and HR can access codes without borrowing someone's phone.
Back-office SaaS and billing
Invoicing, subscription management, and billing portals. Keep verification and billing changes under centralized control.
Example: one JoltSMS number for finance and billing systems
Provision a dedicated JoltSMS number for finance & billing
Rent a non-VoIP, real-SIM US number and label it "Finance & Billing" or "Banking & Cards".
Document where it should be used
In your internal finance/IT docs, list which accounts (bank, cards, payroll, billing tools) should use this number for SMS verification.
Update phone numbers in key systems
Where policy and compliance allow, replace ad-hoc phones or VoIP numbers with your JoltSMS finance number.
Configure notifications for the right roles
Route messages to a finance/ops Slack channel and to a small set of finance/exec Email addresses. Optional: use Webhooks to mirror events into internal logs.
Use the inbox as your record of verification events
When banks/fintech tools send codes, they appear in the inbox and notifications. Finance and back office grab codes while keeping a history for review.
Add additional numbers for higher separation of duties
For more control, add dedicated numbers (e.g., "Banking Only", "Cards & Spend", "Payroll") and assign them to specific teams/owners.
Keep an audit-friendly history of verification messages
For finance and back office, being able to answer "who received what and when?" matters. JoltSMS keeps verification SMS in a shared system, not scattered across personal phones and screenshots.
- Central log of all SMS messages per number
- Timestamps and full message text visible in the inbox
- Search by sender, text, or number when reconciling events
- Use Webhooks to send verification events into your internal logs or audit systems
Share visibility widely, limit billing and number control tightly
Finance & back office care deeply about who can change billing, cancel numbers, or alter where codes go. JoltSMS Team Access gives you clear separation of duties.
Owner
- • Full control including billing, team management, and number cancellation
- • Typically a finance leader or ops/admin with ownership responsibility
Manager
- • Views messages and history
- • Configures notification endpoints and rules
- • Cannot change billing or cancel numbers
Viewer
- • Read-only access to messages and history
- • Suitable for auditors, executives, or external accountants
Note: Each number supports up to 10 team members, and invitations expire after 7 days if not accepted.
Send verification codes to the channels your team already uses
Finance and back office teams often work from shared inboxes and collaboration tools. JoltSMS notifications bring verification codes into those channels without compromising control.
- Slack – send codes to finance/ops channels for quick response
- Email – notify controllers, CFOs, or back-office mailing lists
- Webhooks – forward verification events into your own tools or logs
- Keep the JoltSMS inbox as the source of truth; notifications are delivery paths
Fit JoltSMS into your finance governance structure
JoltSMS doesn't replace your banking controls, segregation of duties, or approval workflows—but it does make phone-based verification align better with those structures.
Use JoltSMS when you want to:
- Ensure bank and fintech numbers are company-owned
- Give finance/ops shared access to verification codes
- Maintain an audit-friendly history of verification events
- Keep tight control over who can change numbers and billing
JoltSMS does not replace:
- Bank and fintech approval chains or dual control
- Your accounting system, ERP, or audit tooling
- Regulatory/compliance processes you must follow
FAQ for finance and back office teams
Typically the business itself (not an individual) should own the JoltSMS account. Within JoltSMS, you can assign Owner roles to finance or operations leaders who are responsible for billing and governance.
Give your finance and back office teams proper control over verification codes
Move SMS verification for bank, fintech, and back-office tools out of personal phones and into a controlled, auditable system—backed by dedicated non-VoIP numbers, a shared inbox, notifications, and Team Access.